It's your home equity. Make it work for you.
Get the cash you need to pursue your financial goals with EasyKnock’s innovative residential sale-leaseback solutions, an alternative to home equity loans.
How EasyKnock is Different
Forget Credit Score or DTI Requirements
No two homeowners are the same. Credit scores and debt-to-income (DTI) ratios don’t hold you back with EasyKnock’s solutions.
EasyKnock is Flexible
Whether your goals are short-term or long-term, EasyKnock programs can help address your needs.
In contrast to a traditional home sale, an EasyKnock solution lets you maintain the rights to any home value appreciation1 if you choose to move and direct us to sell the home.
Average Customer Review
Google & Trustpilot2
Better Business Bureau2
Best Workplaces 2022
Great Customer Service Award 2022
Convert It to Cash Without the Loans
Average annual home expenses covered
On average, between taxes, insurance, and HOA fees, EasyKnock covers $5k+ in annual home expenses.3
of Sell & Stay homes appreciate
If the home value appreciates during your lease term and you choose to have us sell it, that appreciation goes into your pocket.1
Sell & Stay customers saw an average of 20% in home value appreciation.4
An average 35 point credit score increase
When EasyKnock purchases the home, a customer’s existing mortgage is paid off and many customers use the remaining cash to pay off debt. On average, customers with an initial credit score below 620 have seen a 35 point increase.5
Work Toward Your Goals in 3 Easy Steps
Tell us about yourself and we’ll match you with a program, and provide you with an estimate of your home’s value and potential cash funding. When you’re ready to proceed, you’ll sign a non-binding Letter of Intent (LOI).6
Sign, Close, and Get Your Cash
There’s a traditional 4-6 week real estate home closing process. Once your home is sold to EasyKnock, you get the agreed-upon cash amount and your lease begins.
Stay In Your Home
You stay in the home as a renter while deciding on your next steps. Depending on your solution, you can choose to repurchase the home or direct EasyKnock to sell it on the open market.
Programs for People Like You
Stay In the Home You Love with Sell & Stay
Convert your home equity to cash, which you can use to pay down debt, navigate a life event, and more.
- Sell your house to EasyKnock, stay as a renter.7
- Buy the home back later or direct us to sell it if you choose to move.
- If your home value appreciates, you keep the difference.1
Buy Your Next Home with MoveAbility
Convert your home equity to cash, which you can use to make a more competitive offer on your next home.
- Sell your house and rent it back (non-renewable 12-month lease).8
- Avoid storage and moving costs while you shop the market.
- When you’re ready, direct us to sell and keep any home value appreciation.1
EasyKnock Customer Review
“After selling the house to EasyKnock, it's just made things easier financially on us. It's lifted a burden off our shoulders to be able to move forward and plan our budget for the future as opposed to worrying about previous debt.”
Erin, EasyKnock Customer
“I was going through some difficult times. I had a divorce and I no longer had two incomes. With EasyKnock, I converted my home equity into cash, and I was able to take care of some things for myself and keep my life as normal as possible.”
Rhonda, EasyKnock Customer
The McElwain’s Story
“A family of four, two teenagers, we needed more room. With EasyKnock, we turned the full value of the home equity into the cash we needed in order to move. We sold our home and purchased our new home in just five weeks. It was amazing.”
The McElwains, EasyKnock Customers
Terms and conditions apply.
As of November 2022.
As of November 2022. As the property owner, EasyKnock pays all HOA fees, property taxes, and homeowners insurance costs after finalizing a Sell & Stay transaction. Calculations based on the average home in our portfolio as of November 2022 and uses the national yearly estimate for average homeowners insurance costs. Deventer, Cate. “Average Homeowners Insurance Cost in November 2022.” Bankrate, 31 Oct. 2022.
As of November 2022. Based on Sell & Stay clients who chose to exercise their Option to sell the homes during September 2020 to September 2022 time period.
As of December 2021. Based on tenants in good standing. Several factors will impact overall credit score. An increase in credit score in any amount or above 620 is not guaranteed.
The Letter of Intent is to inform EasyKnock of the intent to proceed with the application and its terms and fees.
Sell & Stay customers can remain as a renter for up to five years total with the ability to exercise thr Sell & Stay Option at any time.
MoveAbility customers must direct EasyKnock to list the home within the first nine months.
These materials are promotional in nature and are not offered as advice and should not be relied on as such. EasyKnock, Inc. as well as its subsidiaries and affiliates (collectively “EasyKnock”) are not lenders and do not provide loans. The transactions described in these promotional materials are sale-leasebacks and involve the sale of the property to EasyKnock and subsequent lease of the property from EasyKnock. Some transactions may include an Option Agreement. The ability to repurchase a property via the Option Agreement depends on the specific product and product offerings vary by state.