No Lending Restrictions With EasyKnock
When it comes to accessing your home equity, the number one roadblock people face is the endless amount of qualifications and restrictions lenders put in place.
To receive a typical loan, be it home equity, HELOC, or a cash-out refinance, lenders typically look for a very specific type of homeowner. Someone with at least a 620 credit score, a debt-to-income ratio of 50% or less, and a traditional form of income such as a W-2 are typically the only recipient of a loan.
In a time when homeowners come in all shapes, sizes, and circumstances, these restrictions are preventing more than a quarter of the population of hard-working Americans from accessing the money they need.
Why Choose EasyKnock?
With EasyKnock, we believe you’re more than the numbers on a page. When you work with us, harsh restrictions are a thing of the past. We provide customizable solutions for homeowners of all types. We don’t disqualify based on credit score, income type, employment status, or debt-to-income ratio. Instead, we look at your entire credit profile, financial picture, and goals.
When you get started with EasyKnock, we collect initial information to learn more about you, your home, your goals, and your situation. Instead of hitting you with a “rejection” notice, we work with you to create a solution that accommodates your unique needs.
EasyKnock presents you with an offer that converts your home equity to cash to use how you choose. Stay in your home as a renter while working towards your goals. With many solutions, you can even maintain the right to repurchase the home or move and collect any appreciation when it sells on the open market.
Say “no thanks” to exclusive lender qualifications and start working toward a financial future that works for your unique circumstances by getting started with EasyKnock. Talk to a financial advisor today to figure out if EasyKnock might be a good solution for you.