Simple, Transparent Pricing

We at Easyknock believe transparency isn’t a perk, it’s a necessity. Unfortunately, too many companies with equity release solutions sneak in costs and fees. Our goal is to make every single cost transparent to you.



EasyKnock Fee

*Some of our customers have unique financial situations which require more bespoke contracts. In these circumstances the fee can vary to accomodate their needs.

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EasyKnock Fee
Generally, the EasyKnock fee is 2%. However, some of our customers have unique financial pictures which require more underwriting resources to review. In these circumstances, we must charge an additional fee to expedite.


Closing Costs
In order to close, we charge 1.5% of the appraised value to cover the closing costs. That includes title insurance, an appraisal fee, legal fees, a survey fee and some other processing fees. This is typical in any residential purchase sale agreement.




We do our best to base your rent off of comparable homes in your area. However, there are additional factors that impact how we determine rent. Remember a lease with EasyKnock includes your option value, so when you decide to repurchase or to move, you’ll retain your portion of equity and if applicable, appreciation.



The price to repurchase your home is the funding amount plus 5%  within your first lease year. Each subsequent year that price increases by the greater of CPI (consumer price index) or 2.5% of the funding amount.

Sell and Move
If you decide to move, you will receive the remaining Sellout Value. The Sellout Value is the price at which the home is sold for, minus that year’s repurchase price as defined above, in addition to closing costs.



What is the “Option”?

In finance, an option is effectively a contract allowing an entity the right to buy or sell an asset at a predetermined price on a specific date. The entity, however, is under no obligation to exercise the option.

What is the Sellout value?

An arrangement involving the sale of an asset, wherein the seller leases the asset from the purchaser after the sale is complete Ex: In a “Sell and Stay” agreement, the homeowner is the seller, and EasyKnock is the purchaser.

What is the lease term length?

A year is the standard minimum lease length. Longer terms are available, or, you can renew your year lease with three months notice.

Who pay property taxes, insurance and HOA?

EasyKnock. We pick up the tab on property taxes, homeowners insurance and HOA fees where applicable. We do recommend that you purchase renters insurance.

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