EasyKnock for Lenders
How can EasyKnock help the consumers you can’t?
EasyKnock offers residential sale-leaseback programs that provide the liquidity to help clients reach their goals.
Fewer Restrictions
EasyKnock is not a lender, and we offer more flexible underwriting criteria with no credit and debt-to-income (DTI) requirements.
Secure Pre-Approvals
EasyKnock provides cash for paying off debt and potentially improving credit and DTI, which can move clients off the edge of pre-approval.
Close Purchase Business
Your client’s offer on a new home needs to be the best in a competitive market. EasyKnock provides liquidity and removes contingencies to win offers.
EasyKnock Customer Testimonial
Erin’s Story
“After selling the house to EasyKnock, it's just made things easier financially on us. It's lifted a burden off our shoulders to be able to move forward and plan our budget for the future as opposed to worrying about previous debt.”
Erin, EasyKnock Customer
Dayton, Ohio
Program Recommendation
Sell & Stay
For homeowners who don’t fit lender underwriting guidelines, Sell & Stay by EasyKnock provides a solution. Your clients receive the cash they need to reach their financial goals while remaining as renters in the homes.
This residential sale-leaseback program includes the Sell & Stay Option, which allows your client to repurchase the home at any time, or alternatively list it and retain the right to home value appreciation when the home is sold on the open market.1
Convert 100%
of the home’s appraised value into cash + Sell & Stay Option
Receive Up to 75%
of the home’s appraised value in cash
12 Month Initial Lease Term
Auto-renewing for five years total with the ability to exercise the Sell & Stay Option at any time
Program Recommendation
Sell & Stay + BuyBoost
We are partnering with FinLocker to empower Sell & Stay customers with BuyBoost, EasyKnock’s mortgage readiness program. BuyBoost will provide your clients with a personalized roadmap to accelerate mortgage readiness.
Retain Your Clients
Offer an alternative solution to those who may not qualify for a cash-out refinance loan or home equity line of credit from you.
Help Solve Financial Issues
Sell & Stay provides customers with the cash they need quickly, while a home sale has an immediate positive impact on debt-to-income ratio.
Help Your Clients Prepare for the Future
Follow along as your client’s mortgage readiness improves and receive notifications for when they are ready to reapply for a mortgage to repurchase their home from EasyKnock.
EasyKnock by the Numbers
$5,140
Average annual home expenses paid by EasyKnock2
On average, between taxes, insurance, and HOA fees, EasyKnock covers $5k+ in annual home expenses.
of Sell & Stay Homes Appreciate3
If the home value appreciates during your lease term and you choose to have us sell it, that appreciation goes into your pocket.4
4-6 weeks
Save time and money with a quick home sale
While a traditional home sale can take months and carrying it can cost thousands in additional expenses, a typical EasyKnock transaction takes only 4-6 weeks from start to closing.5
PROGRAM RECOMMENDATION
MoveAbility
MoveAbility by EasyKnock simplifies the process of buying a new home in today’s competitive housing market by providing your clients with cash for their next home, helping them avoid contingencies, and allowing them to make stronger offers.
This residential sale-leaseback program includes the MoveAbility Option, which allows your client to list the home at any point in the first nine months of their lease and retain the right to home value appreciation when the home is sold on the open market.1
Convert 100%
of the home’s appraised value in cash funding + MoveAbility Option
Receive Up to 75%
of the home’s appraised value in cash
12 Month Lease Term
with the ability to exercise your MoveAbility Option at any point within the first nine months
See how EasyKnock can help your clients reach their financial goals.
Recent News From EasyKnock Partners
Where We've Been Featured
Check out our Press page to view recent press and learn more about our speaking engagements.
Leading RE - Limitless Agent Summit
2021 Panelist
Inman Connect
2022 Panelist
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Disclosures
1
Terms and conditions apply.
2
As the property owner, EasyKnock pays the property taxes, property insurance and HOA dues on the property. Calculations are the average annual expenses for a home in our portfolio acquired in 2022.
3
Appreciation Percentage (%) of Sell & Stay customers for homes sold in the open market between Jan 1-Dec 31, 2022.
4
Average appreciation for Sell & Stay customers for homes sold in the open market between Jan 1-Dec 31, 2022.
5
Timing varies based on external factors.
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EasyKnock program parameters and requirements are subject to change without notice based on market conditions. These materials are promotional in nature and are not offered as advice and should not be relied on as such. EasyKnock, Inc. as well as its subsidiaries and affiliates (collectively “EasyKnock”) are not lenders and do not provide loans. The transactions described in these promotional materials are sale-leasebacks and involve the sale of the property to EasyKnock and subsequent lease of the property from EasyKnock. Some transactions include an Option Agreement. The ability to repurchase a property via the Option Agreement depends on the specific product and product offerings vary by state. Additional terms and conditions apply.