As you’re looking to lower your mortgage payments, you may be weighing out the options of recasting or refinance. Which should you choose? Read on as we compare.

Mortgage Recast vs. Refinance: Which is Better? | EasyKnock

Are you wondering if a mortgage recast or refinance might be better for lowering your monthly payments? Read on as we compare.

As a homeowner, you’ve spent years building equity in your house, and now it’s time to work towards other financial goals. Whether you’re getting ready for retirement or paying for someone’s education, lowering your monthly mortgage payment can help get you there.

There are several options for lowering your interest payments, including mortgage recasting and refinancing. So, which is better?

It all depends on your available cash flow. While recasting always requires you have funds on hand, you don’t necessarily need to have other assets to refinance.

In this short guide, we’ll explain the difference between recasting and refinancing along with other potential options for lowering your payments so you can enjoy life to the fullest.

Mortgage recasting is the method of paying a lump sum towards your mortgage principal to reduce your monthly payments.

If you come into an inheritance or have assets to liquidate, you could make a single large payment towards your mortgage. This would reduce the total amount you owe over the remaining mortgage term.

Because your principal is lower, you’ll also pay less interest per month. Likewise, if you’re currently paying for private mortgage insurance (PMI), you may be able to stop (assuming your payment gives you at least 20% equity in the home).

Say you have a remaining home loan balance of $350,000 with a 3.5% interest rate. If you put $100k towards your principal balance, your monthly payment could drop from $1,796 to $1,252

There are several benefits to a mortgage loan recast, including:

Staying with your current mortgage lender without shopping for  a new mortgage rate

However, there are some potential negatives:

Not all lenders offer mortgage recasting. In that case, a large sum would help you pay off your mortgage sooner, but it would not reduce your monthly payments.

Most people don’t have access to a large lump sum that would make a significant difference in their monthly mortgage payment. 

Mortgage loan recasting is not always possible. In that case, refinancing is another option.

nlike mortgage recasting, which allows you to keep your original loan term or amortization schedule, a mortgage refinance loan is one of the types of refinance options that replaces your existing mortgage with a new agreement.

Why refinance your home loan? The benefits of your new loan terms could include:

The ability to take cash out against your equity

And you don’t absolutely need cash on hand to enjoy these benefits

However, keep in mind the potential downsides of refinancing your existing loan. These include:

Closing costs – There are always closing costs associated with refinancing. These costs often exceed $6,000. As we noted, you don’t need this cash on hand, since you can often roll your closing costs into your new loan. Just keep in mind that will increase your overall debt load, and you’ll have to pay interest on that amount, too.

Little savings – If you take out cash, roll in your closing costs, or agree to a longer loan term, you might not actually pay much less over the life of your loan.

Inaccessibility – Refinancing can be a good option for people with a steady income and good credit. But if you attempt a mortgage refinance with bad credit and late payments, refinancing could be costly or even impossible.

Mortgage Recast vs Refinance: Which is Better?

Other Options for Lowering Your Monthly Payment

Refinancing and recasting aren’t always the best method for improving your financial health.

Whether you have a low credit score or you’re simply looking for more savings, consider the following options:

Loan modification – If you’re in danger of foreclosure due to late and missed payments, you can always discuss the situation with your mortgage lender. In some cases, they may be willing to agree to a lower interest rate, longer loan period, or another modification that makes your payments more affordable. To see how this loan option stacks up against refinancing, check out our comparison of a loan modification vs refinance.

Selling your home – You’ve built home equity, and you can use it to lower your monthly costs by selling and moving to a different property.

Sale-leaseback – It’s easy to assume that once you’ve sold your home, you have to move. But if you want to stay put, it might be possible to find a sale-leaseback who will let you stay and lease your home, potentially at a lower monthly payment rate. Curious to learn more? 

EasyKnock: A Better Way to Improve Your Finances

When it comes to a mortgage refinance vs recast, sometimes the best option is neither. While mortgage recasting can seem attractive, not everyone has cash on hand to lower their costs—and if you do, you might want to buy a vacation home instead. On the flip side, mortgage refinancing can result in some savings, but it can also increase your overall debt.

As a homeowner, your equity gives you other options.

At EasyKnock, we provide a solution that works for your unique goals. It works by you selling us your house. You get the cash you need and a lease to stay in your home as a renter until you’re ready to repurchase the house or move out. If you choose to move, EasyKnock will list the house on the open market. Once it sells, your lease terminates and you receive any appreciation on the sale. We work to develop solutions that meet your long-term financial and lifestyle goals. Get in touch today to learn more.

This article is based on research and/or other relevant articles and contains trusted sources. Our goal at EasyKnock is to provide readers with up-to-date and objective resources on real estate and mortgage-related topics. Our content is written by experienced contributors in the finance and real-estate space and all articles undergo an in-depth review process.

Forbes. Mortgage recasting. https://www.forbes.com/advisor/mortgages/mortgage-recasting/

Business Insider. Average mortgage closing costs. https://www.businessinsider.com/personal-finance/average-closing-costs

Not all home loans are created equal. The process differs state by state. Here's how it works in Texas.

Getting a Home Equity Loan in Texas – How It Works

Not all home loans are created equal. The process differs state by state, but one thing is consistent across all applications – a homeowner has worked hard to build up equity that they want to liquidate and use. They might be looking to:

Some states are relatively lax about homeowners borrowing against their equity, but Texas is serious about protecting people's property. Since the days of the Castilian settlers, Texans have resisted attaching debts to homesteads. It wasn't until 1997 that the Texas legislature even approved home equity lending, which in the Lone Star State is known as a 50(a)(6) loan.

Getting a Home Equity Loan in Texas – The Common Options

Texas allows both standard forms of home equity lending, the home equity loan and home equity line of credit.   
The home equity loan, or HELoan, is a lump sum loan with a fixed interest rate. You pay the same amount every month for a specified period of time.   

The home equity line of credit, or HELOC, works more like a credit card. The lender approves you to borrow a certain amount and you can draw from it as you need, provided that you make agreed-upon repayments. The interest rate is adjustable, meaning that it shifts with the market, but you pay interest only on the amount you owe.

If you're a long time Texas resident, you might already know that the HELOC has only been available in your state since 2003.

Unsurprisingly, Texas still has relatively strict regulations for home equity lending. Here are some of the most relevant for you as a homeowner. 

Whether you have an HELoan or a HELOC, the amount you borrow cannot exceed 80 percent of your home's fair market value.

For example, if you have a home valued at $200,000 and it's fully paid off, you can borrow 80 percent of $200,000, which comes out to $160,000. 

On the other hand, if your home is valued at $200,000 and you still owe $120,000:

You're only legally allowed to borrow $96,000.

Be aware that you don't have to take all of your approved borrowing amount. If you only need $50,000 to build an addition, only borrow that much.

Before January of 2018, lenders couldn't charge fees of more than 3 percent on home equity loans and HELOCs. Since then, however, a change to the Texas state constitution has reduced the fee cap to 2 percent.

The reduced cap doesn't include fees for appraisal, surveying, or title examination. It also doesn't apply to title insurance premiums. Because these exclusions are new, make sure your lender covers all of your costs with you thoroughly. 

Each homestead can only have one equity loan outstanding at a time. Therefore, if you've taken out a home equity loan or HELOC, you must pay it off fully before taking out another loan. The law also restricts you to one home equity loan or HELOC per year, even if the prior loan is repaid in full.

As a borrower, you should know a bit about the restrictions that home equity lenders in Texas have to follow. For example:

You must be allowed to repay early or in balloon payments without penalty.

Lenders cannot mandate what you do with your cashed-out equity.  

Lenders cannot accept any other asset as collateral on a home equity loan.

Lenders must provide you formal notice of your rights as a borrower and wait 12 days before closing on the loan. 

You have the right to cancel without charge up to three days after closing.

During the Great Recession in 2007, these restrictions and others helped Texas to sustain a home price index decline of just 1 percent while the national index fell 20 percent. The law continues to protect homeowners while still providing them with access to their earned equity.

Your rate for a home equity loan or HELOC will depend on when and where you apply. Rates for a HELOC, as of April 2019, range from around 5 percent to just above 7 percent through such lenders as:

Randolph Brooks Federal Credit Union (5.0% APR, $0 minimum initial draw) 

Washington Trust Bank (6.0%, $0 minimum initial draw) 

BBVA Compass Bank (7.06%, $0 minimum initial draw)

Home equity loan rates for 10-year terms average 6.13 percent but have a similar range. Opportunities include:

Randolph Brooks Federal Credit Union (4.2%, average monthly payment $510.99) 

Broadway Bank (5.490%, average monthly payment $543) 

Prosperity Bank (6.875%, average monthly payment $578)

Of course, as with any loan, your interest rate and monthly payment will vary based on your finances. If your credit score is low, expect to pay higher interest rates.

If you're looking at home equity loans in Texas and have bad credit, a score below 620 as a general rule, you might have trouble getting a home equity loan at all. Again, that restriction is the state protecting you from likely default. 

Remember, with a home equity loan or HELOC, your property is your collateral. If you default on a home equity loan, you could find yourself losing a home and lacking the credit score to qualify for another. 

Don't give up – there are still ways for you to tap your home equity. If you're 62 years old or older, you can get a reverse mortgage, which lets you cash out your equity with no strings attached. The program has helped many older adults make ends meet, but be careful – once you spend that money, it's gone.  

There's also a relatively new option known as a sale-leaseback.  A prime example is EasyKnock's Sell and Stay program, which enables you to sell your home, collect the equity, and remain in place as a tenant until you're ready to relocate or re-purchase the home.

It's your equity. Make it work for you. 

EasyKnock's Sell and Stay program is a win-win for many homeowners. You get your equity without interest attached, and you don't have to move out of the home you love. It's an arrangement that was once unprecedented, but it's completely in the spirit of Texas's commitment to protecting homeowners. Contact EasyKnock and find out how to get started.

https://www.easyknock.com/blog/i-need-a-loan-but-keep-getting-declined

Do you keep applying to loans only to get denied? Read on to discover your alternative options.

   Equity Release         Home   Equity       Home   equity line of credit       Reverse   Mortgage       easyknock   funding               equity   release mortgage    

Do you keep applying to loans only to get denied? Learn alternative options below.

Rejection hurts. And when you've been rejected multiple times for a loan you really need ... well, let's just say it's easy to get discouraged.

You're not alone. In 2018, LendEDU released data showing that 76 percent of personal loan applicants get declined. But there are ways to get your finances in order and apply again, not to mention other sources of funding. If you keep getting turned down for loans, read on to find out why it keeps happening, and what your options are.

1. "I need a loan but keep getting declined! Why?"

Possibility #1: High debt-to-income ratio 

Your debt-to-income ratio is the relationship between your monthly debt-related payments and your gross monthly earnings. Only debt payments, such as your credit card and any loans, count toward this number – things like your utility bills and grocery budget aren't included.  

Example: You earn $5,000 a month. You pay $1,500 toward your mortgage, $500 for your car loan, and $300 toward paying off your credit cards. Your DTI is (1,500+500+300) divided by 5,000, or 46 percent.

If you're applying for a mortgage (or second mortgage), lenders usually want to see a DTI of no more than 43 percent. In general, though, you want to keep your DTI under 36 percent.     

If you're young or you haven't taken on much debt, lenders don't have information or credit history that they can plug into their algorithms and find out whether you're a responsible borrower. You might have a good salary and no credit card balances, but if the lender can't prove that you pay on time, he or she might reject your application.

You’re probably asking the question ‘Why do my loans keep getting declined?” The short answer to that is bad credit.

This is the most common reason why people have their loan application declined. LendEDU reported the average credit score of an approved borrower as 741, yet the average credit score nationwide is just 687. No wonder more than half of the applicants get declined – the average American doesn't even qualify.

Some lenders have higher minimum credit scores than others. According to LendingTree, USAA Bank requires borrowers to have a score of 700 or above, while Tower Federal Credit Union will take borrowers with a credit score of just 580.

2. "I know what the problem is, now how do I fix it?"

If you know why you were rejected for a loan, you can look into what it would take to fix the problem and increase the chances of loan approval.   

... you need to bring it down, either by increasing your income or reducing your debt.   

If increasing your income was easy, everyone would do it, but there are some ways to give yourself a boost. Consider taking on another job, seeking out freelance opportunities, or even requesting a salary increase. 

Remember, DTI is about monthly income and expenses, so one-shot earnings won't cut it. Don't go selling your furniture just yet. 

First, to reduce your debt, first figure out how much you can allocate to paying off your accounts. The two most popular methods are:

The snowball method: Pay off the minimum on all your debts and allocate whatever else you can to the smallest debt. This tends to reduce your number of debt accounts faster. 

The avalanche method: Pay the minimum on everything, but focus the rest on the highest-interest debt. With this method, you end up paying less overall because you're reducing your interest faster.

Need a Loan but Keep Getting Declined? Your Next Steps Forward

If your credit history is minimal or nonexistent ...     

Open a credit card. A secured credit card exists specifically for borrowers with no credit or poor credit. You need to make a deposit to open one, but they're great for building up your credit rating by borrowing responsibly. 

First, make sure that your credit report doesn't contain errors. (It's more common than you'd think. According to the Federal Trade Commission, 25 percent of consumers have at least one error in their credit reports.)  If you find an error, file a dispute with the bureau that issued the erroneous report.

If your credit report is accurately poor, there are several ways to address that and get your low credit score back up again. For example:

Increase your credit limit on a card or two, and then don't use it. That way you're using a smaller percentage of your available credit. 

Open a card with a low-interest or zero-interest rate introductory offer. Transfer just as much of your outstanding balances as you can repay during the offer's active period, then pay it off before your rates go up. 

Write a letter of goodwill explaining your extenuating circumstances. Ask the lender or credit provider to remove the debt in exchange for repayment. 

Hire a credit repair service (and make sure it's reputable).

Remember that when you're in the process of fixing your credit, taking on a new loan isn't usually the best idea. And that's fine if you can wait to apply for a loan until your credit score is higher, but if you need money now, you might need to consider alternatives. 

Get the Money You Need and Fix Your Credit – Advice for Homeowners

If you have equity in your home, you might be able to use it to get the cash you need and bring your credit score up at the same time. And no, we're not talking about a home equity loan or HELOC. (Chances are good that you've already tried that anyway.)

You might be at the point where you've considered selling, which definitely would let you collect your equity. But even if you can afford to move, do you really want to go through the painful process of leaving your home? 

Thanks to our solutions at EasyKnock. You can sell your property to us and collect the equity you've built. But instead of moving, you stay on as a tenant and keep paying rent until you're ready to sell your home or move.   

It's a straightforward process that lets you convert your equity to cash without taking on the burden of another loan.

EasyKnock can help you go from “I need a loan but keep getting denied to “I've paid off my debts, and it feels great.” And it does that without adding more debt to your plate.   

It's time to say goodbye to letting your finances limit you. Contact EasyKnock today and find out how to get started.

https://finance.yahoo.com/news/reason-people-get-rejected-personal-loan-184003098.html?

https://www.thebalance.com/how-to-lower-your-debt-to-income-ratio-960847

https://smartasset.com/personal-loans/3-reasons-your-personal-loan-application-was-denied

Inc. Magazine Revealed that EasyKnock ranked no. 568 in the annual Inc. 5000 List of America’s Fastest-Growing Private Companies. 

EasyKnock Named to the 2021 Inc. 5000 List of America’s Fastest-Growing Private Companies 

NEW YORK, August 18, 2021 – EasyKnock, the leading residential sale-leaseback solution, today announced that it has ranked No. 568 on the 2021 Inc. 5000 list, the most prestigious ranking of the nation's fastest-growing private companies. 

“EasyKnock is thrilled to be recognized in the Inc. 5000 list. Being named alongside so many other successful companies is an honor for EasyKnock that wouldn’t have been possible without our endlessly supportive customers, partners, and employees,” said Jarred Kessler, CEO and founder of EasyKnock. “The award is a testament to the team’s hard work and of the innovative and flexible solutions EasyKnock is providing to American homeowners. 

EasyKnock, a residential sale-leaseback platform, enables American homeowners to convert their equity to cash by selling the property while remaining in the home they love as a renter. Personalized to customer needs, EasyKnock gives homeowners greater flexibility and control over their financial futures.

This year’s Inc. 5000 list has proved especially resilient and flexible given 2020’s unprecedented challenges. Among the 5,000, the average median three-year growth rate soared to 543 percent, and median revenue reached $11.1 million. Together, those companies added more than 610,000 jobs over the past three years.

Complete results of the Inc. 5000, including company profiles and an interactive database that can be sorted by industry, region, and other criteria, can be found at www.inc.com/inc5000. 

“The 2021 Inc. 5000 list feels like one of the most important rosters of companies ever compiled,” says Scott Omelianuk, editor-in-chief of Inc. “Building one of the fastest-growing companies in America in any year is a remarkable achievement. Building one in the crisis we’ve lived through is just plain amazing. This kind of accomplishment comes with hard work, smart pivots, great leadership, and the help of a whole lot of people.”

EasyKnock is the first technology-enabled residential sale-leaseback company in the U.S. Through its innovative products, EasyKnock provides American homeowners new, unique solutions to convert the equity in their home by selling their property while being able to stay in the home as a renter. EasyKnock’s programs offer flexibility and control, providing proceeds and time to help customers achieve their goals. Headquartered in New York City, EasyKnock currently provides its innovative financial products to homeowners across the U.S.

Companies on the 2021 Inc. 5000 are ranked according to percentage revenue growth from 2017 to 2020. To qualify, companies must have been founded and generating revenue by March 31, 2017. They must be U.S.-based, privately held, for-profit, and independent—not subsidiaries or divisions of other companies—as of December 31, 2020. (Since then, some on the list may have gone public or been acquired.) The minimum revenue required for 2017 is $100,000; the minimum for 2020 is $2 million. As always, Inc. reserves the right to decline applicants for subjective reasons. Growth rates used to determine company rankings were calculated to three decimal places. There was one tie on this year’s Inc. 5000.  Companies on the Inc. 500 are featured in Inc.’s September issue. They represent the top tier of the Inc. 5000, which can be found at http://www.inc.com/inc5000.

The world’s most trusted business-media brand, Inc. offers entrepreneurs the knowledge, tools, connections, and community to build great companies. Its award-winning multiplatform content reaches more than 50 million people each month across a variety of channels including web sites, newsletters, social media, podcasts, and print. Its prestigious Inc. 5000 list, produced every year since 1982, analyzes company data to recognize the fastest-growing privately held businesses in the United States. The global recognition that comes with inclusion in the 5000 gives the founders of the best businesses an opportunity to engage with an exclusive community of their peers, and the credibility that helps them drive sales and recruit talent. The associated Inc. 5000 Vision Conference is part of a highly acclaimed portfolio of bespoke events produced by Inc. For more information, visit www.inc.com.

For more information on the Inc. 5000 Vision Conference, visit http://conference.inc.com/.

A sale leaseback sells your assets to a company that then leases them back to you. But how does it work & is it right for you? Find out with EasyKnock.

What is a Sale Leaseback & How Does it Work? | EasyKnock

A sale leaseback is exactly what it sounds like with some additional details to keep in mind. Discover how sale-leaseback agreements work with EasyKnock.

You're looking at your company's balance sheets and it's clear that you need some cash. You've got expenses on the horizon, and while there's money coming in, it won't be enough to cover what will be going out.

You have assets, of course. But whether those assets consist of a vehicle fleet, heavy machinery, or just your home office, the problem is the same—there's value there, but you can't pay your bills with it

There is a solution you can consider. It's called a sale leaseback.

As you might guess, a sale leaseback agreement involves selling your assets to a company that then leases them back to you. It's a concept that's been around for a long time in industries like trucking, farming, manufacturing, or real estate investment, where high-value assets are a core component of operations. The transaction allows asset owners to recover their costs without losing the use of the asset.

A sale leaseback is an agreement between two parties.

Company A decides to sell a high-value asset (such as a real estate asset or machinery) to Company B, which agrees to rent the sold assets back to Company A. 

The two parties draw up and sign an agreement that specifies the purchase price, term and costs of rental, and repurchase conditions. 

Company B pays Company A the agreed-upon sale price, which Company A then uses to fund its daily operations and/or growth. 

Company A begins making payments to Company B, possibly working toward a repurchase of the assets or investment in newer versions of those assets.

The process is the same across any asset class, from machinery to office space. It can even work for small business owners who have equity in their private homes. Whatever the scenario, though, you have to assess carefully whether it makes sense for you.

Pros and Cons of the Sale Leaseback Agreement

Pro #1: You make your asset's value work for you.

If your non-liquid assets aren't appreciating in value, or if they're not appreciating fast enough, they might do more for you if you sell them and lease them back instead of owning. Then you get their full value in cash and can budget it appropriately, some of the money going toward the rental costs and the rest used to drive your company's growth.

Pro #2: You can take advantage of a market boom.

Every asset class has its ups and downs. If you have an asset type that's been increasing in value and you think the value will peak soon, you can sell it and benefit from the higher price. And by setting up a leaseback arrangement, you can keep working in your office space or driving your trucks.

Pro #3: Upgrades become easier and safer.

When you need to update critical assets but can't afford to be without them, a sale leaseback may be the solution. The sale helps you to get the capital necessary for the newer version of the asset, whether that's a bigger physical space or updated machinery models. You keep renting the old ones until the new versions are ready for use, then you simply stop renting without worrying about the time a transaction would take.

When someone else owns your assets in a leaseback arrangement, you don't have sole decision-making when it comes to improvements. This can be a particular concern if you have real estate assets that you might want to renovate or redecorate. Even if your buyer allows you to make these improvements, the process of getting it done is longer and more complicated.

Con #2: Some assets don't have enough value.

Maybe your fleet is old enough that the purchase price wouldn't bring in enough money, or maybe you haven't built up enough equity in your property. Either way, a sale-leaseback might not be useful because the purchase price would be too low.

This is a particular concern for any real estate asset, which appreciate in strong market conditions. It may be best in some cases to hold onto a property until you've built up more equity.

Examples of Common Sale Leaseback Scenarios

The leaseback transaction process is similar across industries, but the details differ. Here's what it might look like in trucking, commercial real estate, and small business funding.

A logistics company needs capital, so it finds a truck rental company that will buy and then lease back vehicles from its fleet. The purchasing company determines that the seller's newer vehicles will be best for sale-leaseback. Because these vehicles are new, they'll provide the best return for the buyer and seller.    

The two companies sign a sale leaseback agreement and the seller receives the agreed-upon amount. The seller then uses that financing to fund its expansion, which ultimately generates the income to purchase an updated fleet.

Example #2: A commercial real estate sale leaseback.

A dental care company is looking to open new locations in nearby towns. The practice is building equity in its office, but the owners predict that they could grow their total net worth faster if they expand. They decide to sell their office to a real estate investor and lease it back from them.  

With the money the practice owners receive from the real estate transaction sale, they can lease back their original office and rent a second one nearby. If all goes as planned, they could add a third office within a few years.

Example #3: A residential real estate sale leaseback for an entrepreneur.

A small business owner needs to invest in marketing and equipment, but his current revenue stream won't support that yet. He owns a home and has built up about $150,000 in equity. By arranging for a sale leaseback of his home, he is able to tap his equity and invest in his business.

This arrangement is one of the newest in the world of sale leaseback as a business strategy. It's possible thanks to EasyKnock's Sell and Stay program, which allows homeowners to sell their homes without moving. This enables the sellers to stay in control of their living situations, enabling them to keep paying rent until they are ready to repurchase their homes or relocate.

The qualification process is straightforward and accessible, relying on your home equity and value rather than your personal or business assets.

Sound promising? If you’re researching ways to re-lease your home, EasyKnock is happy to tell you more. Get in touch today.

If you own an asset, it should work for you. That's especially true in the world of entrepreneurship, where you routinely invest your personal time and funds in keeping things going. Consider a sale leaseback arrangement and when you do, think about all of the high-value assets that you have. Chances are good that one of them could be working harder than it is.

EasyKnock Acquires FarmlandFinder, the First Sale-leaseback Provider for Farmland in the U.S.

EasyKnock Named to the 2021 Inc. 5000 List of America’s Fastest-Growing Private Companies

Adams, Cameron & Co., Realtors Launches EasyKnock!

EasyKnock Hires Barry Feierstein as Chief Operating Officer

EasyKnock Announces ReLEASE, Enabling More Americans to Take Control of Their Financial Destiny

Viola FinTech Adds $5 Million to EasyKnock’s Series B, Enabling Consumers Access to $6 Trillion in Trapped Equity

zavvie and EasyKnock partner to offer innovative bridge option

EasyKnock Completes $20 Million Series B Funding Round Opening the Door for More Americans to Realize the American Dream

EasyKnock Announces Strategic Partner Launch with EXIT Realty Corp. International

Realtor.com® Connects Homeowners with Options to Sell Now, Move Later

EasyKnock Creates The Stay Mission to Stop US Homelessness Amidst Record Unemployment Rates

EasyKnock Announces Appointment of Matt Palmerlee as Chief Technology Officer

EasyKnock's MoveAbility Provides Instant Commission and Empowers Realtors

EasyKnock Announces Appointment of J. Taylor Crandall to Board of Directors

Get the latest updates about EasyKnock from credible sources including Wall Street Journal, Cheddar News and others in the financial news industry.

EasyKnock Newsroom

Mortgage Recast vs Refinance: Which is Better?

Getting a Home Equity Loan in Texas – How It Works

Need a Loan but Keep Getting Declined? Your Next Steps Forward

EasyKnock Named to the 2021 Inc. 5000 List of America’s Fastest-Growing Private Companies

How Does a Sale Leaseback Work?

Convert your home equity to cash

Why EasyKnock

About

Careers

Stay Mission

Solutions

Programs

Education

Partners